Easy Online Loans For People With Bad Credit -Swift-Tuning.Com Fri, 01 Feb 2019 13:56:57 +0000 en-US hourly 1 Direct loans for bad credit online -Money in hurry loans and bad credit Fri, 01 Feb 2019 13:55:33 +0000 Use the loan without payroll and easy in a responsible way: request only the amount you need and make sure you can return it before committing yourself. We will put at your disposal all the information you need and we will offer you a totally responsible and transparent service.

Get extra money today: the following link will take you to our main page, from which you can send your request and receive a response at the time Get mini loans

Money in a hurry loans and bad credit

What to keep in mind before asking for money

Get money now, without waiting or hidden costs: we at GreenDay Online guarantee immediate response and a responsible and economical personal loan service. We are at your disposal to resolve any questions before and after signing the contract.

That is why the most important requirement of the loan without payroll is to have a regular and demonstrable remuneration of at least 500 euros. During the application process we will have to send a photocopy that can justify this entry. The source does not have to be strictly a payroll, pensions or benefits are also valid, including unemployment.

The most important thing before requesting money is to make sure that we can return it within the deadline and without hindering the payment of the rest of our expenses.

For that, it is enough to make a small budget with what we earn and what we have to pay (fees, bills…), in this way we will know how much money we have left and calculate if we can afford the mini credit.

Requirements to request an immediate loan

  • Have an operative account number and to your name
  • Have a Spanish residence, with ID or NIE
  • Be of legal age, up to a maximum of 65 years
  • Have a mobile phone number and an email address
  • Receive regular and demonstrable income, no payroll is required, the pension or a benefit is also valid, such as unemployment

Before sending your application, make sure you meet the conditions we require, which are the minimum necessary to contract this type of service with the goal that a large percentage of people have access to quick personal loans:

Immediate credit to avoid bank commissions: get up to 500 at the moment to face specific moments of lack of liquidity, but make sure you can return it within the agreed deadline and without difficulties.

Clauses to apply for a mini loan

  • Be between 18 and 65 years old
  • Provide a personal mobile phone and an email
  • Do not have debts with financial entities or lenders
  • If we have debts, can not be higher than 1,000 and are only accepted if you have contracted with online companies of services or supplies
  • Enjoy demonstrable regular income
  • Have a bank account in our name

The mini loans instantly more transparent: you will have at your disposal all the information you need about your loan and we provide several ways through which you can get in touch with us and resolve any questions. Do you need a loan at the moment with us? Go to our simulator by pressing the following button and enter the amount and the refund period.

As it happens in any other service, to be able to request mini loans at the moment a series of conditions must be fulfilled. In us we only ask for the minimum necessary ones that are:

When is a good idea to apply for a mini-loan?

Enjoy the loan only with ID right now: get a mini credit instantly and change your mobile to avoid contracts highly linked with the operators. You can get from 50 to 500 euros, depending on whether you are old or new customer.

How long does it take to receive an immediate mini loan?

Financing available in 15 minutes: get the mini loan you need today and forget the unexpected as soon as possible.

Read the terms and conditions, resolve any questions before signing the contract and, above all, make sure it is the solution you need before committing yourself.

  • Apply for the mini loan during working hours so that the processing is done as soon as possible
  • If your bank does not match any of ours, the transfer can be delayed up to 48 hours, but if you request the urgent money before 1:00 p.m., thanks to the agreement with ING Direct, the money will be available on the same day, in a maximum of 2 hours
  • The documentation must be sent in the same e-mail and in a legible way so as not to lose time if we have to send it again
  • If you prefer, you can also pay the cost of an express transfer, which is 5, so that the money arrives from a different bank to another one also on the same day

The main characteristic of the loan at the moment is the urgency with which it is achieved.

The normal thing is that between the request and the processing, the money is available between 15 and 30 minutes, but there are some factors that affect the speed and that can advance or delay the availability of credit:

How to get a mini loan quickly and simply

  • Make sure that your documentation is up-to-date and that you have sent it correctly. If we can not verify your information, we will need you to resubmit your documents again and this will delay the procedure.

After these tips, we tell you how to request a quick mini-loan in 3 steps:

You will instantly receive a confirmation that your request has arrived correctly, if not, please contact us and do it again.

A few minutes later we will give you an answer, and if your application has been approved, you will only have to read and understand the contract conditions, to sign it and receive your fast and simple credit instantly.

  • Point out in the simulator the amount you need and the time you want to return it
  • Fill in the online form with your personal and work data that you will find below
  • Send a photocopy of an official document that shows your income and another on both sides of your ID or NIE (photographs are also valid, as long as they are clear and clear)

Get a quick and simple loan from anywhere: the online procedure will allow you to send your application wherever you are and without tying you to office hours, because our service is available 7 days a week.

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Quick loans. Choose one or the other Fri, 01 Feb 2019 13:31:25 +0000 Situations in which we may need loans or quick credits:

Although until recently the quick credits were complete strangers, in recent years they have come to Spain to stay. The advantages offered are many: get money fast, without changing banks, in 15 minutes and without paperwork. However, mini-credits in general are more expensive than a bank loan, having to pay for the speed service of the company that grants the credit. Choosing between loans or quick loans is not always easy.

Loan or quick credit: what is better?

Loan or quick credit: what is better?

Speed: Mini-credits can be obtained in less than 30 minutes: you just have to fill in a form, send the documentation and, if the credit has been approved, wait for the transfer. To ask for a loan you have to go to the bank usually more than a day and wait for several procedures. Also, the answer is usually not immediate.

Price: The interest on quick loans is much higher than on loans. The cost of a mini-credit of € 100 to 30 days is usually around 30 euros. However, by having such short return periods (maximum 30 days), the costs are usually reasonable. In addition, microcredit companies do not usually charge commissions or force the hiring of linked products. Their products are very transparent, since it is always clear how much you are going to pay from the beginning.

Facility (concession): The companies that grant mini-credits, when giving small amounts, tend to be less demanding in the requirements, so it is easier to get them. Having a loan at the bank while at Financial Credit Institutions is impossible, while microcredit companies do offer loans with Financial Credit Institutions.

Situations in which we may need loans or quick credits:

Banking Discovery: Banking discoveries are one of the most expensive commissions we face, to which we must add the interests. If we know that we are going to delay payment of an invoice

Repair the car: In this case, we will choose between loans or quick credits according to what the money urges us. If we use the car to work or we need it in our day to day, we will go to the online mini-credits. If we can wait a bit and the repair is going to be very expensive, we will opt for the loans.

Pay a traffic ticket: If we pay the fine in advance we can save a lot of money, so going to a quick credit can be very important in this case.

Buy a whim: In this case we can choose between loans or quick loans, although the loans probably come out cheaper. If we can not wait to have the last iPhone or it’s a gift, we can request a mini-loan.

In conclusion, when choosing between loans or quick loans online we will have to see analyze our priorities. If it is possible to wait and if we want to save on interest, better loans. If what we need is urgent money or we do not want to deal with the bank, mini-credits are a better solution.

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Online loans or mini-credits: what is more convenient? Fri, 01 Feb 2019 13:31:25 +0000

Personal online loans are a type of credit in which the applicant (borrower) receives a money (loan) from the lender and the only guarantee that he or she will return it is their present and future assets. Therefore, personal loans online are loans without endorsement. For us to understand, if we ask for a mortgage, for example, we are putting our own home as collateral in case we do not return the payment.

This type of credits was traditionally requested in the bank. However, with the emergence of the internet, nowadays it is also possible to request credits online, with the convenience that this entails.

When to choose a personal loan online and when a mini credit?

Mini credits, in general, have higher interests. However, having lower repayment terms, the cost is usually affordable.

If we need little money or if we have a lot of urgency, it is best to go to the mini-loans. If what we want are larger amounts of money and we do not mind waiting a little longer and doing some more paperwork, we will go to the online credits. In addition, we have the convenience of being able to return it in installments.

Mini Responsible Credits : Getting extra money with us is very easy and fast. However, we recommend always using our credits responsibly: request only the amount you need to avoid overpaying and always make sure that you will be able to return it within the indicated period, to avoid ending up over-indebted.

Do you need money now? Compare and request a quick credit now and you will have the money in a few minutes.

Differences between mini credits and online loans

Differences between mini credits and online loans

The first thing we must clarify is that the mini credits are actually also personal loans, since they do not require guarantee or guarantee. However, in general when we find the term personal loan, it will be referring to larger loans and repaying in longer terms.

Mini-loans: Loans for maximum amounts normally less than 1000 Euros to be repaid within a maximum period of 30 days, at a single time. They are requested online or via sms. Without endorsement and without paperwork. For any purpose. They are granted by private financial entities. You can get the money the same day.

Online credits: Credits that are normally returned in monthly installments, for amounts that change according to the offer of the company that grants the credits. Some loans are designed for specific purposes and require us to justify the purpose (for example the purchase of a car). They are requested online and, although it is also possible to find quick credits, in general the procedures will last more days, since they take longer to study our application. They can be requested both through online banks and through private financiers. The latter tend to be faster and less demanding in their requirements.

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LOANS ONLINE IN THE ACT, ALL ADVANTAGES Fri, 01 Feb 2019 13:31:25 +0000

Sometimes we have to make very important decisions in life and one of them is undoubtedly the purchase of loans on the spot and online. There are many people who before acquiring an online credit should be very aware of all the requirements they ask and also check that they can pay monthly payments, which in the long run can get a little complicated if we do not choose well the kind of fee we want to pay.

Remember that if you choose bad credit, then you will be conditioning your future life in all respects, especially at the time that the entity asks you to change your defaults, no matter that they are 200 euros that a whole house.

For that reason, today we are going to make a summary of the different characteristics that a personal credit must have so that you can find the one that best suits you and we will also tell you what are the main drawbacks of this.

Another thing that should be taken into account at the moment we are going to acquire a quick credit are the characteristics of a good fast credit. The information that the different entities offer us is key to know if this credit is really worth it or not.

Benefits and advantages of loans in the act

Benefits and advantages of loans in the act

Some fast credit entities tell you that you have to pay a small amount to return it beforehand, but if we take into account the interest we would have to pay for everything, the amount becomes very small.

One of the advantages of this type of business is that at all times they indicate what it costs to use their services, that is to say that the client that is going to request one of these loans knows at all times what they will cost and therefore if he can or can not allow it.

When asking for a quick credit, you should keep in mind that one of the first things you should know is that at the moment an express credit gives you money, you should not use that money in full. The reason is that they give us an amount of money x but if at the moment of truth we are not going to use everything and return it, then we will not have to pay the extra amount or their interest. That is, we pay for what we use.

Another advantage that fast loans give us is that in case you need a credit that same day, quick loans are the most appropriate, since you can get an incredible urgency in your efforts and you can have the money in your account. the fastest possible way you can imagine. Also, since this type of loans can be obtained on the internet and you do not have to leave each of them for absolutely nothing, the requirements that you will be asked for will be minimal and some will only be able to meet your age requirements. This means that you can deal with a bad economic moment immediately.

This type of loans are widely used by online companies, as well as by people who need a quick income in their life. The reason why fast loans are a great source of help for online companies, is that they need to make many unforeseen payments especially to suppliers so they must have a source of extra income and in this case they take it out of the quick loans

Disadvantages of online loans

As everything, the fast loans also count on their bad part and one of the main ones is that the personal loans make spend more. Many people see money in their account and begin to spend money without reason and without having reason, without realizing that the money they are spending will have to return everything, however if they had not spent it, no. This is something that happens to many people and is called a negative psychological factor.

Fast loans often have a higher interest rate than normal so you should review very well the conditions you have to pay the credit and you fully agree, including interest, then you will not have problems.

When talking about quick credit, we are talking about one of the most convenient ways to get fast money in a flexible and hassle free way. These types of loans are perfect to deal with unforeseen circumstances that you may have and you can start taking advantage of new economic opportunities.

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Quick and easy loan to repair the phone Fri, 01 Feb 2019 13:31:25 +0000

Repairing a mobile phone is one of the most expensive services we can face, but in many cases this disbursement is inevitable because the terminals have become indispensable work tools.

If our phone has failures, it has gotten wet or the screen has broken into pieces and we have no liquidity to take it to the technical service or to buy a new one, which is often better than fixing it, we give you the answer to your problems because we offer you a loan with no payroll and easy for you to recover your phone sooner than you think.

Tips to get quick money with us is and easy

Tips to get quick money with us is and easy

Here we give you some notices and tricks so that you receive your money as soon as possible. From us we want to guarantee a personalized, fast and comfortable service.

You can apply for a loan with ID only at any time, but you should keep in mind that they do have a schedule and, for example, on weekends it is more complicated to receive money transfers on the same day. So, if the unforeseen has arisen outside of working hours but you decide to apply, the loan may take 24 to 48 hours, depending on each bank.

Another important question is to know with which group of financial entities we work so that you confirm if some of them coincide with yours and you have an approximate idea of ​​the time it will take to make the operation effective.

The papers that we need to carry out the process are minimal, we will only ask you for a copy on both sides of the DNI or NIE and another one of an official document that shows that you receive income every month. It is a prerequisite to have a payment that guarantees that you can return the money quickly and easily without problems.

In order to obtain the maximum speed of concession, send us the documentation in good condition, that all the data are well understood, so we can study your profile more quickly and we will not have to ask you to send it to us again, because that will only delay the process.

8 advantages of the loan without payroll and easy

Apart from the speed with which we can achieve this and the few paperwork required, short-term personal loans offer many other advantages:

  • You only pay for what is used
  • We will know the total to pay from the first moment
  • No endorsements or payroll are required
  • We will know if the loan has been approved in a few minutes
  • We will receive a 100% customized service
  • If we return the loan at the moment with us it is earlier than planned, we will save fees
  • The request is made in less than 10 minutes
  • We have the possibility to delay the refund date up to 30 days

Loan without payroll, simple and transparent: we provide everything you need to know about the service, all the information is clearly and accurately explained, but if you have any questions, you can also contact us through our multiple tracks.

Get a loan today: the following link will take you to our homepage, where you can send your request and get the extra you need to repair your phone: Get mini loans

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Get mini loans for your Christmas tree Fri, 01 Feb 2019 13:31:25 +0000

You still have not decorated your house for Christmas? You still have almost two weeks to put your house ready for these holidays and now, thanks to mini loans from us, you can decorate your home as it deserves.

One of the elements that can not be missing in any Spanish house is the Christmas tree. Tradition orders buying a fir tree and decorating it. The cost of putting a tree in our house is quite high, but now thanks to the mini loans you will not have to worry about the money.

To begin with, we must distinguish between the two main types of Christmas trees: natural and artificial. The artificial ones tend to have a higher price but they are a long-term investment.

How much does a Christmas tree cost?

How much does a Christmas tree cost?

If we opt for an artificial Christmas tree the cost will depend on the size and quality. The bigger and leafy we want the tree, the more we will pay. The cost of a tree of good quality ranges between 100 and 300 Euros, although it is possible to find much cheaper trees in large areas or Chinese bazaars if we do not care so much about quality.

If we opt for a natural fir, the price will go down a lot, but we will have to pay year after year. It is possible to obtain a natural fir from 20 euros. Once again, it depends on the size, the foliage and the place where we buy it.

With our mini loans you can get up to 250 if you are a new client, so you can invest in a quality tree.

Another element of expense are the ornaments of the tree. The most usual is to decorate it with balls and lights. The price of the decorations also depends on the place where we buy it. If we opt for Ikea ornaments, for example, we can find packs of 10 balls for 6.99 euros. Another element to take into account is the energy expenditure involved in having the tree lights on.

The requirements to get one of our mini loans are very few, since we know that many people come to us to get a loan without a payroll because the bank does not offer them financing. If you are over 18 years old, have a demonstrable recurring source of income, an active account number in your name and reside in Spain, your profile is suitable to request a microcredit.

Can I request a mini loan?

Can I request a mini loan?

You must keep in mind that the amount you request must be appropriate to your income level: if you earn small amounts, do not ask for very high loans since the risk of default will be very high.

You can request a mini credit with Financial Credit Institutions always and at the moment that the debt contracted in its moment has not been contracted with a financial company nor is superior to 1000 euros. At the time of making your request you must indicate that you stay in Financial Credit Institutions.

Let the spirit of Christmas invade you with our mini loans: Click on the button and get up to 250 today. Also, if you are already a client, we will increase the credit limit to 500 Get mini loans

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Get urgent and easy loan to change mobile Fri, 01 Feb 2019 13:31:25 +0000

Are you tired of the permanence of your mobile company? Do not you want to conform to the brands and models that offer you according to the rate you have chosen? If you now request urgent and easy money with us, you can get the amount you need and buy the terminal that you have left in your list of favorites for months and that you have not yet been able to get.

It may also be that you have not yet decided on a model because the vast majority are out of your budget, but fortunately there are already some brands that manufacture their terminals in Our country.

This means that its production cost is reduced by more than 50% and therefore, the sale price in the market also falls, becoming brands with very good performance made for all pockets.

If all these advantages we add that, for reasons of competition, more and more operators that do not require permanence if the customer does not have a mobile phone company, you can also get rid of the high connection that means that the phone is not free.

Apart from offering us the possibility of getting urgent and easy money when we need it, the mini loans in 15 minutes have many other advantages that have made them the star product of the moment.

How to get urgent and easy money today?

Although they were born as a complement to traditional financing services, this type of loan without payroll has unseated the entities of a lifetime, so much so that the big banks are beginning to copy the format, not only to not lose their portfolio of clients, also to increase it.

  • The service can be contracted from Monday to Sunday
  • Transfers are also made during the weekend
  • Submitting the request will only take 5 minutes
  • We will know the total cost of the service from the beginning
  • We can request an extension of 30 days more if we do not arrive in time to return the money
  • If we repay the loan earlier than planned, we will save fees
  • We can get urgent and easy money without payroll, even without having a job
  • Online management reduces paperwork and increases the speed of processing
  • If we are in Financial Credit Institutions, we can also get a loan only with IDN
  • A 25% discount applies to the total cost of the mini credit (less than 1 / day)

Provided we have a stable source of income (minimum 500) with which we can meet the monthly expenses and also repay the credit money on time without difficulties, it is a good idea to borrow without a payroll and enjoy its advantages, especially if The purpose we are going to give you is going to help us save in the long term.

When is a good idea to apply for a mini-loan?

When is a good idea to apply for a mini-loan?

Enjoy the loan without payroll right now: get a mini loan instantly and change mobile to avoid contracts highly linked with the operators. You can get from 50 to 500, depending on whether you are old or new customer.


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Get quick money loan to take care of you now that the cold arrives Fri, 01 Feb 2019 13:31:25 +0000

After a few months of cold and heat, it seems that Lorenzo has already gone on vacation and we are going to leave a few months going cold. It is important to prepare our body for the cold and, in addition, the winter months are the best for aesthetic treatments, since the sun is usually one of our main enemies.

So you know, now that the cold has arrived is the best time to start taking care of yourself. If you see an offer that interests you, with us you can get a loan without payroll to put your body up to date and not worry about returning it for 30 days, at the moment you have recovered from the September cost. You can get up to 250 for what you want on your first loan and up to 500 after 4. The best part is that, thanks to our online management, you can get a loan without payroll today, without paperwork and in a very simple way, without even having to leave the house. You just need to connect to the Internet, make your request and wait for our response. If your request is valid, we will transfer the money today and you can start to enjoy your loan.

Loan without payroll for what you want


Unlike some loans (the so-called loans to the purpose), mini credits can be requested for any purpose, from repairing a car to a fine or making a reform of the home. Mini online loans are designed to offer you an easy way to get quick money from anywhere and at any time. When requested through the Internet, the procedures and procedures are expedited and you can get your mini loan today.

Although we will not ask you questions and you can use your mini credit instantly for whatever you want, it is important to use it responsibly. At the moment in which we request a loan, we are contracting a debt and any debt is a risk.

Did you know that you can save on your beauty treatments thanks to the mini loans instantly? There are many times when, if we pay early, we will take advantage of many offers and save a few euros. We give you a couple of examples:

  • Paying all year of the gym at once: Most gyms make offers for those users who sign up for the whole year. From eliminating tuition to important discounts in monthly installments, paying everything at once can be very important.
  • Taking advantage of the online offers: The collective discount pages offer hundreds of interesting offers in beauty treatments that can save us a lot. The only problem is that these offers are only for a few days, so if you find an offer and at that time you do not have enough money, with us you can get a loan without payroll and simple to take advantage of them.

Save with mini quick credits

Mini loans: loan at the moment with us is easy to obtain: If the bank does not grant loans or if your intention is to save paperwork and paperwork, mini loans are the best way to get fast money with us is without headaches.

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Compare loan online, find the best Fri, 01 Feb 2019 13:31:25 +0000

Compare credits online, once we have checked the documentation, we will contact you to complete the procedure and you can start enjoying one of our mini cheap loans.

Mini cheap and reliable loans : At us we offer you clear and transparent information so you know from the beginning how much you are going to pay: no hidden costs and no surprises, learn to compare credits online before applying.

In addition, we offer many advantages so that you can return your mini credits without problems, such as the free advance amortization or the hiring of extensions for you to extend extensions. In us, in addition to offering you mini credits of the cheapest in the market, we also offer you a fast and efficient service so that you get your money instantly.

To get cheap loans with us you just have to enter our main page and indicate how much money you want and in what term you will return it, and we show you offers so you can Compare credits online. We will calculate at the moment the total cost of your micromin loan so that you know all the expenses from the beginning.

Afterwards, you will have to fill in an easy form. In a few minutes we will send an e-mail confirming if our system has approved your request, and asking you to send us the documentation. In us we have reduced 25% all our mini credits to offer you cheap and quality loans.

Request a mini credit and enjoy your vacation now

Request a mini credit and enjoy your vacation now

Mini responsible credits, clear and transparent information: Before hiring anything you will be able to know the total cost of our mini credits.

In addition, requesting a mini loan is free and until you have read the contract and we receive your acceptance you will not be committed to anything. If you have any questions, you can find all the information on our page.

Order now one of our mini credits and you will have the money in one hour. You just have to make your online application, select the amount and the repayment term and follow all the steps indicated. It will not take more than 10 minutes to do everything and we will transfer the money to your account today.

Also, you will not have to return it within 30 days. Get a loan without payroll and simple with our mini credits.

7 advantages of the mini credit

If all companies offer the same, how do I choose who to ask for my mini credit? At us we have strived to stand out from the rest of the mini-loan companies and offer you additional advantages to make our online loans or miniprestamos even more attractive. Discover all the advantages of our mini loans and start enjoying your loan now and easily.

Did you know that there are more and more people in our country who ask for mini loans to get extra money? The growth in demand has meant that there are more and more companies specialized in the granting of mini credits and the market is growing faster.

Currently it is only necessary to type in money or how to get fast and easy money in Google to find dozens of online companies willing to grant us personal loans.

Most offer the same: mini loans in 15 minutes online and without paperwork.

Avoid getting into debt with mini loans?

Do not chain mini loans: It is not always recommended to request a mini-loan after another, always use tools to compare credits online. The ideal is to do a good planning of expenses and not spend more than what you earn.

The mini loans must be used to obtain a loan without payroll in a timely manner, for example to solve an unforeseen event such as an invoice. Plan the payments: It is essential to be 100% sure that you will be able to return the mini credit in the repayment term. It is best to bring the due date closer to the day it is charged. The mini credits are designed to be used as a cash advance.

Used responsibly, mini credits are not dangerous, but a simple and effective way to get a loan without payroll and easy. If you follow a set of guidelines, it is difficult to end up over-indebted: Request only the exact amount needed: The more money is requested, the more the fees and debt increase.

Compare credits online with us

Compare credits online with us

In us we offer a service of Compare credits by Internet to find fast and effective financing that will allow you to have the money in your account today. In addition, we have many facilities, both in contracting and in the return of the credit. If you have problems to return the mini credit online you can hire extensions to your needs and, if on the contrary, you can return it ahead of time, you can do it for free.

With us you can request up to 500 from the fourth credit and up to 250 if it is your first personal mini-loan. We will not ask for any endorsement and you will not have to give explanations about the purpose of your credit.

In addition, we are one of the cheapest online mini credits in the market, and we always offer clear and transparent information so you do not have any doubts during the whole process.

3 keys to use your quick credit in the best way

3 keys to use your quick credit in the best way

If you need money instantly and have decided to ask for a quick credit, there are some tricks and tips that will help you both save and avoid getting into debt. If you follow these tips you can enjoy your online mini-loans at the moment without having to worry:

Since the quick credits arrived to our country, many have gone to this alternative to banking to get an instant and easy loan without having to go through the window, try to Compare credits online before applying, A quick credit offers you many advantages, beyond money instantly.

Instant loans are easy to obtain, do not require paperwork, can be obtained without payroll, you do not need a guarantee, you can request them from home any day of the week and a long etcetera.

  • About the due date to the day you charge: Paying a fast credit late can be quite expensive, so it is essential that you make sure you will have money to return it. A good way to make sure is to set the expiration date after the day we collect our payroll, pension or unemployment benefit. If, for whatever reason, we manage to collect the money beforehand, we can make an early repayment. In us this amortization is free and, in addition, we will recalculate the cost of your quick loan so that you pay only for the days in which you have used your loan.
  • Send it back as soon as possible: If you have passed the deadline and have not contracted any extension, the company will contact you to ask you to return your credit quickly. The longer you delay returning it, not only the delay costs will accrue, but you can end up included in Financial Credit Institutions and the rest of the financiers will not offer you loans. Some people even ask for credits to return their mini-credits. Although the most advisable thing is to avoid that the date of payment happens us, if by the reason that it has happened to us, we must contact with the company of fast credits and look for solutions to liquidate the fast mini loan as soon as possible.
  • Ask for less and return it soon: Many people have the tendency to ask for the maximum of personal loans offered by the fast loans company, at the moment they do not really need that much money. The cost of a quick mini-loan depends on three factors: the company’s fees, the amount of money requested and the repayment term. If we ask only for the exact amount of money we need, therefore, we will be saving in fees. The same goes for the repayment term: the fewer days we have our active quick loan, the less we will pay.
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What are the keys to apply for an online loan today? Fri, 01 Feb 2019 13:31:25 +0000

To any of us, a situation may arise in which you need urgent liquidity but do not have it and traditional financing methods -such as personal loans or credit cards- are not available.

We refer to all those unforeseen situations or not, such as the breakdown of the car, the orthodontics of children, the return to school, the breakdown of a household appliance or any similar situation.

In this article, we are going to share a series of essential keys that you need to know the next time you are going to apply for a quick loan.

Loans and quick loans can be an option to plug those economic holes that leave you in a complicated situation.

Compare the APR established in the available quick loans

This principle is applicable to any loan, including quick loans.

This type of products have higher interests than usual. No matter how much hurry you have, nothing justifies the fact that you do not consult several options and check the interest established for each of them.

The APR is the best way to compare the price or cost of the money that is lent to you, since it consists of the annual equivalence of the interest that will be charged to you.

It is especially important in loans and quick loans because these products are promoted by quotas for amounts that are apparently very reasonable. After all, many of these credits are granted for small amounts with the purpose of overcoming small emergencies.

A simple calculation of the interest that the fee paid represents allows to verify if the credit is very expensive or not.

When looking for a quick loan, do not look only at the monthly payment that you will have to pay, but in the TAE that implies.

Request the exact amount you need

We must insist that quick loans are products to be used only as a last resort or in emergency situations.

The amount that you request and that you do not really need, will suppose you have to pay more interest that, otherwise, would have remained in your pocket.

Before applying for a quick loan, calculate exactly how much you need to cover the emergency. Avoid the temptation to ask for more money to cover other non-essential expenses.

Remember that the money you are going to ask for will not come free. If you can do without it or deal with those added expenses later, your financial situation will improve dramatically.

Make sure you can meet the return terms

There is nothing worse than failing to pay the installments of a quick loan. The penalties and late interest you will have to pay may suffocate you in such a way that your situation will quickly deteriorate.

Applying for a quick loan is an exercise in responsibility. You have to verify that, once the money has been received and the urgency has been solved, you will be able to count on a source of income to cover the repayment installments.

Do not resort to an urgent credit as a mechanism to get ahead if you do not have a plan to return it.

Confirm that you meet the basic conditions for loan approval

Fast loans are characterized by establishing fairly flexible conditions. In general, it is usually necessary to have a DNI, a bank account in Spain, be a resident in Spain and have a contact form (mobile phone number or email).

It is also possible that a minimum income or the presentation of a guarantee should be accredited. This is less frequent, although more traditional fast loans continue to apply for them.

Finally, the requests of people who appear in the delinquency registers as Financial Credit Institutions can also be denied, although some companies grant loans even when you can be in one of these lists.

If you can not comply with these basic conditions, as well as those that are complementary, it is not worthwhile to invest your time in requesting the quick credit. It is almost certain that the financial institution will deny it to you. The result is that you will not have gotten the money and the sense of urgency will have increased, which will make you make worse decisions.

Before applying for a quick credit check all your conditions and make the request you can fulfill them.

If you follow these tips, your chances of getting a quick loan or credit grow. In addition, you will have the security that you will be able to face it without problems and that thus the economic urgency that has taken away your sleep, in a very short time, will become a question overcome.

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